Peoples’ Value Checking

Peoples Value Checking offers the basic features of a checking account and is exactly what you need if you are looking for an account with no balance restrictions. This account requires no minimum balance to open the account. The account is limited to 20 debit transactions per statement cycle. An excessive debit charge of $0.63 will be charged for each debit transaction (withdrawal, check paid, automatic transfer, or payment out of this account) in excess of 20 debit transactions. You are allowed unlimited deposits into the account and have access to secure online banking. Overdraft fees apply to overdrafts by check, in-person withdrawal or other electronic means. Overdraft fees may also apply to one-time debit purchases and ATM withdrawals if a consumer has opted-in to overdraft services at PSB.


No interest accrues with this account.

Monthly Service Charge

No service charge.

Debit Card

ATM/debit card is available with this account with a $1.67 monthly ATM Processor Charge.